These days, everyone is expected to open new account for online banking Malaysia. It is considered weird or a rarity when you heard about someone who doesn’t have an online bank account. With online banking, there are a lot of things you could do easily. Like people say everything is by the end of your finger. Setting up a new account is also as easy as ABC. You can do it on your own with the guidance that was posted on the bank website. If you are still confused about any steps, their customer service is ready to help. 

Steps To Open New Account

When you first set up a new account, some bank institutions need you to go to their branch. It is a procedure they made to confirm the identity of the account holder. When you were there, you will go through the same process as the others, filling out forms and waiting for your number. At the counter, the employee will ask about your account details and set up a new account based on them

After you finish, you can go to the online banking website. Choose a first-time user. You then can enter the details or codes that were given previously by the officer. Set your username, security questions and a strong password. Then you are done. 

Some bank institutions need to wait for 24 hours or less to actually use it to do any transaction. But some do not need it. Make sure you ask your bank officer or their customer service. 

Online Banking Services

• Transaction. This is by far literally the main reason people sign up for an online bank account. You are able to make a fast transaction from your bank to another bank. Whether it is the same bank institution or others. The live transaction reflects the money in your bank account the second it was transferred. So you can check your bank account easily and avoid getting scammed. 

• Payment. As we have a lot of online shopping platforms now, we need a secure and fast checkout. It is easy when online payment is established as we can pay for our things straight away. Some online shopping does have a cash=on-delivery option these days, but why bother to wait? You can avoid human interaction when you settle using online payment. 

• 24/7 access. You are able to have access whenever and wherever you want on your bank account. If you are a business owner, it is easy for you to always check your balance or track the money that goes in and out. Some banks have a few minutes of maintenance at midnight and then you can continue its services as usual. 

Easy to say that having an online bank account gives you more benefits than deficits.